Home insurance is a necessity for every homeowner in Conway, SC. While most people understand that it covers damage to their home, many are unaware of the additional benefits that come with a comprehensive policy. At Hardee Insurance Group, Inc., we believe in helping our clients understand the full value of their home insurance coverage.
Personal Liability Coverage
Did you know that your home insurance policy also provides personal liability coverage? This means if someone is injured on your property and you are found legally responsible, your policy can help cover the associated medical and legal costs.
Additional Living Expenses
If a covered disaster forces you out of your home, your policy can help cover the costs of temporary housing and meals. This is known as Additional Living Expenses (ALE) coverage, and it’s a lifeline for homeowners in the aftermath of a major disaster.
Personal Property Coverage
Home insurance doesn’t just cover your house—it also covers the belongings inside it. From furniture to electronics, your policy can help replace your personal property if it’s damaged or stolen.
Maximizing Your Home Insurance Benefits
Understanding these hidden benefits can help you make the most of your home insurance policy. For more information on how to fully utilize your home insurance coverage in Conway, SC, contact us at Hardee Insurance Group, Inc. We’re here to help you protect what matters most.
